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Monitoring Your Credit

With Cornerstone’s Credit Sense tool, you can access your credit score, full credit report, credit monitoring, financial tips and education. Plus, you can do all of this without impacting your credit score. 

Benefits of Credit Sense:

The benefits are endless, so there is no need to wait.

Monitoring Your Credit

With Cornerstone’s Credit Sense tool, you can access your credit score, full credit report, credit monitoring, financial tips and education. Plus, you can do all of this without impacting your credit score. 

Benefits of Credit Sense:

The benefits are endless, so there is no need to wait.

Credit Score FAQS

How often is your credit score updated?

  • Your credit score will be updated every seven days and displayed in online banking. You can click “refresh score” as often as everyday for an updated credit score.
What factors go into calculating your credit score?
  • Paying your bills on time, credit usage, amount of credit lines open, age of credit lines and credit history.
 Why is a credit score important?
  • Your credit score is an indicator of your financial responsibility. It can tell anyone who is going to lend you money how likely you are to pay back that loan.
How do you read your credit score?
  • The higher the score the better! 

Excellent: 800-850
Vey Good: 740-799
Good: 670-739
Fair: 580-669
Poor: 300-579

Credit Score FAQS

How often is your credit score updated?

  • Your credit score will be updated every seven days and displayed in online banking. You can click “refresh score” as often as everyday for an updated credit score.
What factors go into calculating your credit score?
  • Paying your bills on time, credit usage, amount of credit lines open, age of credit lines and credit history.
 Why is a credit score important?
  • Your credit score is an indicator of your financial responsibility. It can tell anyone who is going to lend you money how likely you are to pay back that loan.
How do you read your credit score?
  • The higher the score the better! 

Excellent: 800-850
Vey Good: 740-799
Good: 670-739
Fair: 580-669
Poor: 300-579

Best of all, there is no catch!

Best of all, there is no catch!

Credit Sense is entirely free to Cornerstone Bank Customers. Our tool makes a “soft inquiry” which does NOT affect your credit score.