• Checks payable to any person other than you
  • Checks payable to any person other than the person that owns the account that the check is being deposited into
  • Checks drawn on a financial institution located outside the United States
  • Checks not payable in United States currency
  • Some check formats will not take. An example of this may be personal checks with busy backgrounds
  • An image replacement document
  • Remotely created checks (whether in paper form or electronically created)
  • Checks drawn against a line of credit
  • Checks that the image quality does not pass validation
  • Duplicate Detection if the check has already been submitted for deposit
  • Savings bonds
  • Traveler’s checks
  • Insurance drafts
  • Sight drafts
  • Cash
  • Checks or items containing alteration to any of the fields on the front of the check or item (including the MICR line), or which you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the check or item is drawn
  • Checks that the courtesy amount is not legible
  • Checks dated more than six (6) months prior to the date of deposit