As a Community Bank, Cornerstone Bank is pleased to provide information for public viewing under the Community Reinvestment Act (CRA). Those interested can review the CRA data provided and print hard copies of documents as needed. Hard copies may also be requested at your nearest Cornerstone Bank location.
Under the Community Reinvestment Act, the following information must be maintained in a public file, current as of April 1 of each year.
- All public comments received from the public in the current year and prior two calendar years.
- A copy of the Public Evaluation of Cornerstone Bankโs most recent CRA Performance Evaluation.
- A listing of each Cornerstone Bank branch location, which includes the hours of operation.
- A historical listing of each Cornerstone Bank branch location that has either opened or closed in the current year and prior two calendar years.
- The Cornerstone Bank Assessment Areas represent the many communities we serve. Cornerstone Bank proudly serves a number of counties in Minnesota, North Dakota and South Dakota. You can also view the Minnesota, North Dakota and South Dakota CRA Assessment Area Tracts for a more detailed view of the communities we serve.
- Descriptions of our Personal Products & Services and Ag/Business Products & Services are available through the Cornerstone Bank website.
- Information regarding fees and costs of services.
- A historical listing of the Cornerstone Bank Loan-to-Deposit Ratio.
- Information regarding the CRA Notice and the Home Mortgage Disclosure (HMDA) Notice.
Any comments or questions about this portion of the Cornerstone Bank website, or the Cornerstone Bank CRA Performance, may be sent to:
Email: Compliance@cornerstone.bank
Physical Mail:
Cornerstone Bank
CRA Officer
2280 45th St. S.
Fargo, ND 58104